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GirlfriendGPT Review 2026: Prices, Plans & Who It's For

GirlfriendGPT is a character-chat site with one of the largest public libraries we have seen, about 70,500 characters, plus images, short videos and voice. Paid plans cost $15, $35 or $50 a month and spell out how many messages and coins you get. We went through its FAQ, plan data, terms, content policies, sitemaps and Trustpilot page on 20 October 2026: here is what each plan gives you, which one to pick and what to check before you pay.

πŸ“„ Pricing & Terms Checked 20 Oct πŸ“… Updated Oct 2026 ⭐ 8.2/10 Score

GirlfriendGPT's strength is choice. Instead of a handful of official companions, it gives you a huge library of user-made characters and scenarios, sorted by type, genre, kink and more, plus your own creations. On top of chat, paid plans add image generation, short videos and voice, with message and coin allowances stated up front.

This page rests on things anyone can check: the FAQ, the plan copy and plan data loaded by the subscribe page, the terms of use (last modified 18 June 2026), the community guidelines, underage and blocked-content policies, the public sitemaps and Trustpilot, all loaded from France on 20 October 2026. It is not a hands-on test, so there are no chat logs or sample images, and we make no claim about writing or image quality. It replaces our March review, which quoted two plans and a $30 Deluxe tier that no longer match the site.

Quick Verdict

Who it's for:

  • Roleplayers who want to browse a very large library of community scenarios rather than a few official companions
  • Text-first users who chat daily and want a stated message quota, not a per-message charge
  • People who want to build and share their own characters, female or male, realistic or anime

What you get for the entry price: Premium costs $15 a month for 5,000 messages (about 165 a day), 400 coins (roughly 66 images at the rate implied by GirlfriendGPT's own pack description), custom 5-second videos, NSFW chat and unlimited character creation.

The one thing to watch: yearly prices and coin-pack prices only appear after you sign in, so start on monthly billing and decide once you have seen them.

What You Get

GirlfriendGPT is a web app for chatting with AI characters, most of them made by other users, with image and short-video generation on top. The brand lives at gptgirlfriend.online; on 20 October 2026 girlfriendgpt.com redirected there. The terms name NextDay AI Incorporated, based in Quebec, Canada, as the owner, with two subsidiaries: NextDay AI USA Inc in Delaware and NextDay AI EU Ltd in Limassol, Cyprus.

  • Community characters: the homepage ranks user-made characters by popularity, with filters for Realistic or anime styles, genders and tags such as Scenario, Dominant, Submissive, Fictional, MILF, Femdom, Monster Girl and RPG.
  • Male companions: there is an AI boyfriend section. If that is your main interest, our best AI boyfriend apps list covers more options.
  • Media: image generation, in-chat pictures and short videos, paid for with coins.
  • Languages: the interface runs in 12 languages, including German, French, Spanish, Japanese, Korean and Chinese.
  • Mobile: the download page offers a web app you add to your home screen and, on Android, an APK downloaded straight from the site. We found no App Store or Google Play listing on 20 October, even though the terms mention apps on both.

Character Library & Creation

The library is the main reason to pick GirlfriendGPT. Its public sitemaps listed about 70,500 character pages on 20 October 2026, and the AI girlfriend category page alone showed 23,032 characters. The categories page sorts them by character type, genre, personality, physical traits, origin, sexuality, fantasy, kink, religion and ethnicity.

Anyone can publish a character, so the list mixes elaborate scenarios with one-line prompts; popularity counters on each card are the quality signal visible without an account, and we did not grade individual characters.

Creating your own needs an account. The creator page offers a "Quick Create" and a "Custom Create" mode, with its options behind the login. The terms say free accounts can create "2 or 3 characters", and a plan prompt says paid plans allow "unlimited character creations".

Chat, Memory & Models by Plan

We can't grade the writing without a fresh test, so this section sticks to what the plan copy promises. It ties three things to your tier:

  • Messages: 5,000 a month on Premium, 20,000 on Deluxe, unlimited on Elite. The terms say message credits reset monthly and do not carry over.
  • Memory: Deluxe advertises "2x more chatbot memory" (an 8K context), Elite "8x more" (up to 32K context on select models) plus "advanced long-term memory". Premium's copy mentions no memory upgrade.
  • Models: Premium and Deluxe list "Premium Models"; Elite lists "our best chat & video models" and a "Next-Gen AI Model".

Images, Videos & Voice

Media runs on coins. The plan copy gives Premium 400 coins a month, Deluxe 1,200 and Elite 2,000. Coin packs of 300, 840 and 2,000 coins are sold separately; the 840-coin pack's description says it can "generate over 140 images", which works out to roughly 6 coins per image. The 2,000-coin pack is described as having "lifetime validity".

  • Videos: Premium can create custom 5-second videos, Deluxe 10-second videos with faster generation, Elite gets the "best" video models.
  • Voice: the FAQ says characters can send voice messages. The plan copy lists "voice messages in chat" for Premium and "voice calls with chatbots" for Deluxe, while the plan data only sets the voice flag on Deluxe and Elite. If voice matters, plan on Deluxe. Our AI girlfriend voice chat guide covers apps built around it.

Adult Content

The homepage promises "unrestricted AI fantasies" and chat with "no filters, no timeouts". In the plan data, NSFW is switched on for the three paid plans and off for Free, so a paid plan is what unlocks adult chat and media.

The legal pages set the limits. The Underage and Blocked Content policies describe a moderation filter built on GirlfriendGPT's own language model: flagged content can be reviewed by staff and can get an account terminated. The FAQ says it has "implemented filters and guidelines" and that trying to bypass the NSFW filter "may lead to restricted access". Banned outright: content resembling minors, incest, sexual violence and bestiality, among others. Age checks are a self-declared 18+ confirmation at sign-up, according to the Underage Policy.

Prices & Which Plan to Choose

The subscribe page only loads its plan table after sign-in, so the prices below come from GirlfriendGPT's public FAQ ("What are the pricing choices on GirlfriendGPT?"), in US dollars, and the allowances from the plan copy loaded with the subscribe page. The pricing code also carries euro and pound price lists, so European visitors may be charged in euros; those amounts aren't visible without an account. Seen on 20 October 2026:

Feature Free Premium Deluxe Elite
Monthly price $0 $15 $35 $50
Yearly price β€” After sign-in After sign-in After sign-in
Messages ~10–20 in total (terms) 5,000 / month 20,000 / month Unlimited
Coins included 30 (plan data) 400 / month 1,200 / month 2,000 / month
NSFW ❌ βœ… βœ… βœ…
Video length β€” 5 seconds 10 seconds Best models
Memory Base Base 2Γ— (8K context) 8Γ— (up to 32K) + long-term memory
Voice ❌ Messages (plan copy) Messages + calls Messages + calls
See GirlfriendGPT plans β†’

Yearly billing exists: the plan copy has "Monthly billing" and "Yearly billing" toggles, and on 20 October the AI girlfriend page ran a banner reading "Exclusive discount, 34% off on yearly plans, Deluxe & Elite". The pricing code sets the yearly reference prices at exactly twelve monthly payments ($180, $420 and $600), so that discount is measured against paying month by month.

What each plan buys per dollar, using the monthly prices and the roughly 6 coins per image implied by the 840-coin pack's description (all coins spent on images; videos cost more, by an amount GirlfriendGPT doesn't publish):

Plan Per month Per 1,000 messages Coins / month Images if all coins go to images
Premium $15 $3.00 400 ~66
Deluxe $35 $1.75 1,200 ~200
Elite $50 Unlimited 2,000 ~330

Our pick: Premium at $15 a month, billed monthly. 5,000 messages is about 165 a day, which covers most people who chat in the evenings, and 400 coins leave room for images and short clips. Move up to Deluxe ($35) if you want voice calls, longer memory and 10-second videos, or if you chat heavily every day: it gives four times the messages and three times the coins. Elite ($50) only makes sense if you regularly run past 20,000 messages a month. Start monthly either way: once you are signed in you can see the yearly price and decide whether the discount is worth committing.

Before You Pay

Everything below comes from GirlfriendGPT's own pages or its public Trustpilot profile. Each point affects what you pay, what you can get back or what you will see on the site.

  • Hidden prices: yearly amounts, coin-pack prices and the coin cost of a video only show after sign-in, or not at all. The yearly banner comes with a countdown timer.
  • Free tier: it is a trial. The terms describe free use as 2 or 3 characters and a limited message count, such as 10 to 20 messages in total, with more credits for completing tasks, and NSFW is off.
  • Refunds: the terms say paid subscriptions are not refunded, except "in certain limited cases" such as a mistake by GirlfriendGPT or a technical issue. Purchases through CCBill follow CCBill's own refund policy; others are reviewed case by case by support. A stricter refund law in your country overrides the policy, and one May 2026 Trustpilot reviewer says their refund went through smoothly.
  • Cancelling: from the Manage subscription page in your account; the subscribe FAQ says you can cancel at any time. A cancellation received after a new billing period has started may still be charged for that period. CCBill subscriptions are cancelled on CCBill's site.
  • Payment: credit and prepaid cards, through processors including CCBill and TrustPay, with Apple Pay and Google Pay suggested by the checkout when a card fails. No PayPal. Crypto is accepted, but only by opening a support ticket on GirlfriendGPT's Discord. The checkout promises "Only Discrete and Secure Transactions in your bank statements" and "No Hidden Fees. Cancel Anytime."; we could not see the actual billing name.
  • Who runs it: NextDay AI Incorporated, 4388 Saint-Denis, Montreal, Quebec, Canada, with NextDay AI USA Inc (Delaware) and NextDay AI EU Ltd (Limassol, Cyprus). The terms fall under Quebec law and Quebec courts, and include a class-action waiver.
  • Privacy: the FAQ says chats are encrypted in transit and at rest and private to you. The moderation policies say chats can be flagged and read by staff, so "private" means not public, not unread.
  • User feedback: on 20 October 2026 the unclaimed Trustpilot profile for gptgirlfriend.online showed 2.7 out of 5 from only 4 reviews: three 1-star and one 2-star. The recurring complaint is the image generator returning near-identical images regardless of the prompt or chosen model while spending coins; one German reviewer on a paid plan also reported in May 2026 that the bot loses the thread and mixes languages, and one calls the site laggy. Four reviews are too few to call a trend.
  • Community content: on 20 October the most-chatted user-made characters on the homepage were dominated by step-family scenarios, and several were written as "eighteen year old high school seniors" or set at a high school or school dance; "Petite" sat among the trending tags. Every one states an age of 18, but the school settings sit badly next to the site's own ban on content resembling minors. We are not linking them. Stick to characters who are unambiguously adults and report the rest.

Pros & Cons

What We Like

  • About 70,500 public characters, with detailed category filters
  • Monthly prices stated in the public FAQ: $15, $35, $50
  • Message and coin quotas spelled out per plan; 5,000 messages from $15
  • Images, 5- to 10-second videos and voice on top of chat
  • Self-serve cancellation from the account page
  • Refunds reviewed case by case, and local refund law takes precedence
  • Prepaid cards and crypto accepted; discreet billing promised
  • Male companions and anime styles alongside realistic ones

What Could Be Better

  • Yearly prices and coin-pack prices only shown after sign-in
  • Coin cost per video not published
  • Voice calls start at Deluxe ($35); unlimited messages at Elite ($50)
  • "No filters" marketing versus an LLM moderation filter in the policies
  • Popular community characters built on school and step-family scenarios
  • No App Store or Google Play app; Android means a sideloaded APK
  • Only 4 Trustpilot reviews (2.7/5), mostly about image generation

Alternatives to Consider

If you would rather see every price before signing up, or want a single-companion app, these are the reviews to read next:

If you want... Consider Why
A lower entry price, more video Fanfinity Annual Premium at $5.99 a month, with images, video up to 1080p and calls on a public coin price list (checked 20 Oct 2026)
Chat, images and voice on one plan Candy AI (7.7) Unlimited text chat on Premium, from €3.99 a month billed yearly (seen from France), with 100 tokens a month for images, video and voice; pricing and terms re-checked on 20 Oct 2026. Head-to-head: GirlfriendGPT vs Candy AI
Published media quotas Kupid AI Its plan table lists weekly photo, video and voice allowances per tier (checked 29 Sep 2026)
Another community character library SpicyChat Community-made characters for NSFW roleplay, with a free tier
Character cards, bring your own key Chub AI Large character-card library built around roleplay; $20 a month for its own models, or connect your own API key

Final Verdict β€” 8.2/10

GirlfriendGPT is a strong pick for roleplayers who want variety: about 70,500 community characters, NSFW on every paid plan and 5,000 messages a month from $15.

It scores well on what you get. Every feature we look for is on its official pages: chat, image generation, short videos, voice messages and calls, a character creator, realistic and anime styles, and an Android app. Monthly prices are public, quotas are spelled out per plan, cancellation is self-serve and refunds are at least reviewed case by case. Premium is the plan to start on; Deluxe is worth it for voice calls and heavy daily use.

It loses points where you cannot see enough before paying: yearly and coin-pack prices sit behind the sign-in, the cost of a video isn't published, and Trustpilot has only four reviews, mostly complaints about the image generator. The school-setting community characters on the front page are something to scroll past, not a reason to pay.

Choose GirlfriendGPT if you:

  • Want to browse a very large library of community scenarios
  • Chat most days and will use a good share of 5,000 or 20,000 messages a month
  • Want to build and share your own characters
  • Pay with prepaid cards or crypto

Look elsewhere if you:

  • Want to see the yearly price before creating an account
  • Are buying mainly for images or videos, given the complaints and unpublished video costs
  • Need a guaranteed refund window
  • Want a store-reviewed iPhone or Android app (see our best AI girlfriend apps for iPhone)

Frequently Asked Questions

Yes, if you want a huge library of community scenario characters and chat most days. On 20 October 2026 Premium cost $15 a month for 5,000 messages and 400 coins, with NSFW enabled. Deluxe at $35 raises that to 20,000 messages and 1,200 coins and adds voice calls. Yearly prices are hidden until you sign in, refunds are case by case, and the Trustpilot profile shows 2.7 out of 5 from only 4 reviews.

Premium at $15 a month suits most people: 5,000 messages is about 165 a day, plus 400 coins for images and 5-second videos. Choose Deluxe at $35 for voice calls, twice the memory, 10-second videos or heavy daily chat. Elite at $50 is only worth it above 20,000 messages a month. Start on monthly billing, since the yearly price only shows after sign-in.

GirlfriendGPT's FAQ listed three plans on 20 October 2026: Premium at $15 a month, Deluxe at $35 a month and Elite at $50 a month. Yearly billing exists, and a banner advertised 34% off yearly Deluxe and Elite, but the yearly amounts and the coin-pack prices only appear after you sign in.

There is a free tier, but it is a trial. The terms describe free use as 2 or 3 characters and a limited message count, such as 10 to 20 messages in total, with more credits available by completing tasks. In the plan data shipped with the subscribe page, NSFW is switched on for the three paid plans and off for Free.

NSFW chat is enabled on every paid plan, but it has limits. The policies describe a moderation filter built on GirlfriendGPT's own language model that flags chats for manual review and can lead to account termination. The Blocked Content Policy bans content resembling minors, incest, sexual violence and bestiality, and the FAQ warns that trying to bypass the NSFW filter may restrict your access.

Not in the app stores, as far as we found on 20 October 2026. The download page offers a web app you add to your home screen and an Android APK downloaded directly from the site, and tells you to skip the App Store and Play Store.

Not automatically. The terms say paid subscriptions are not refunded, except in limited cases such as a mistake on GirlfriendGPT's side or a technical issue; other requests are reviewed case by case by support. Purchases made through CCBill follow CCBill's own refund policy. Stricter consumer law in your country still applies. You can cancel from the Manage subscription page before the next billing date.

The terms name NextDay AI Incorporated of Montreal, Quebec, Canada, with subsidiaries NextDay AI USA Inc in Delaware and NextDay AI EU Ltd in Limassol, Cyprus. The terms fall under Quebec law. The site lives at gptgirlfriend.online, and girlfriendgpt.com redirects there.