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MyLovely AI Review 2026: Prices, Plans & Who It's For

MyLovely AI sells one paid plan, Premium Plus: token-free chat, 450 tokens a month for images and video, five art styles and image-to-video, for $19.99 a month or $71.96 for a year. On 20 October 2026 we went through its premium page, terms of service and privacy policy, the public character catalogue, the character creator and its Trustpilot profile. Below: who it suits, what the plan buys, which billing to choose, and what to know before you pay.

πŸ“„ Pricing & Terms Checked 20 Oct πŸ“… Updated Oct 2026 ⭐ 7.6/10 Score

MyLovely AI is a web app at mylovely.ai for chatting with AI companions and generating images and short videos of them. On 20 October 2026 it sold a single paid tier, Premium Plus, billed monthly, quarterly or yearly, plus a $2.99 two-day trial and four token packs. The April version of this review described a $9.99 Plus plan that no longer exists and said the AI could not send voice messages; MyLovely's FAQ now says it can.

This update rests on things anyone can check: the premium page and the plan toggles behind it, the terms of service and privacy policy (both dated 15 August 2025), the About and FAQ pages, the public character catalogue, the five-step character creator up to its login wall, and Trustpilot. It is not a hands-on test, so there are no chat logs or sample images below, and we do not grade writing, image quality or speed. We loaded the pages from France; prices still showed in US dollars.

Quick Verdict

A good-value pick on annual billing if chat is what you want most, with images and video on tokens.

  • Who it's for: chat-first users happy to pay yearly for token-free chat; people who want to try image-to-video on a small budget; EU buyers who value a 14-day withdrawal window and self-serve cancellation.
  • What the entry price buys: Premium Plus at $19.99 a month, or $71.96 for the first year (about $6 a month): token-free chat, 450 tokens a month, exclusive models, private generations, no watermarks and unlimited character creation.
  • The one thing to watch: what a token buys in images, video or voice is only shown after sign-up, so judge the 450 tokens once you are inside, and keep the 14-day EU window in mind before you use premium features.
See MyLovely AI Plans β†’

What You Get

MyLovely runs in the browser. The interface is offered in English, German, Spanish, French and Russian, and the About page claims 20+ languages for chat. Here is what its public pages describe:

  • Pre-made characters: a catalogue of ready-made companions; some cards are tagged "Roleplay 2.0" and open on a written scenario. The site gives three sizes for this library: "over 100" in the FAQ, "500+" on the About page, "thousands" on the catalogue page.
  • Male and trans companions: the homepage advertises AI boyfriends, and the image generator offers Woman, Man and Trans personas. Our best AI boyfriend apps list covers more options for men.
  • Character creator: five steps. Style (Realism, Semi-realism, Sketch, Anime and Anime-3D, the last two marked PRO); a Guided Flow or a free-text "Pro Prompt" mode, which is a Premium Plus feature; 6 ethnicities, an age selector with presets from 18 to 65, 4 eye colors, 5 hair colors and 5 hair types; 5 body shapes, 5 breast sizes and 4 butt sizes; up to 2 of 10 hobbies, an occupation, a relationship type, one of 10 archetypes (from Girl Next Door to Tsundere) and up to 5 of 11 traits. New characters are "Visible to all in the gallery" by default; Premium Plus lists "Private generations". The free tier allows one character generation.
  • Chat and memory: the About page promises a "deep memory system that remembers your conversations", says MyLovely trains and deploys its own language models and quotes a "<1s" response time. Premium Plus adds "exclusive models"; free users get "base models".
  • Voice: the FAQ says your AI "can send voice messages". There is no sign of live voice calls. For apps built around spoken replies, see our AI girlfriend voice chat guide.
  • Images and video: the public image generator shows its controls before login: a character, 20 poses, a model and a style, aspect ratios of 3:4, 9:16 or 16:9, batches of 1, 2 or 4 images, and SD or HD quality. Stills can be turned into short clips, a "Magic Edit" tool costs 1 token on Premium Plus, and unlocking a character's private gallery costs 50 tokens.

These are MyLovely's own descriptions; we have not graded the chat, the memory or the images.

Adult Content

MyLovely sells itself as uncensored: its Uncensored AI Chat page promises "absolutely no content filters" and says it does "not filter consensual adult content". The terms ban sexual content involving minors "real, fictional, or 'young-looking'", sexual violence, bestiality and non-consensual deepfakes, with a zero-tolerance clause. One 2-star Trustpilot review from May 2026 reports that adult prompts were suddenly restricted and that failed generations don't refund tokens, so the filter appears to move.

Explicit chat is the core of the product, and Premium Plus's 450 monthly tokens pay for images and short videos of your companion. The catalogue's categories are covered under Before you pay.

Prices & Which Plan to Choose

Prices seen on mylovely.ai/premium on 20 October 2026, displayed in US dollars even from a French connection. The terms say taxes may be added, with VAT applied for EU/EEA buyers.

Feature Starter Trial Premium Plus
Price $0 $2.99 for 2 days $19.99 / month
3 months β€” β€” $44.98 ($14.99/mo)
12 months β€” β€” $71.96 ($6.00/mo)
Tokens included 5 on email verification, daily rewards 30 450 / month
Chat Costs tokens (per the premium page) Unlimited Unlimited, no token cost
Models Base All Base + exclusive
Characters you can create 1 Premium features Not capped on the page
Image storage 7 days Premium features Kept
Watermarks, private generations, priority queue, batch ❌ Premium features βœ“
Check today's MyLovely AI prices β†’

Token packs (one-off top-ups): 150 tokens for $9.99, 300 for $14.99, 800 for $34.99 and 2,000 for $59.99.

Which plan to choose

  • Our pick: Premium Plus yearly, $71.96 for the first year (about $6 a month). Same chat and 450 tokens a month as monthly billing, which costs $239.88 over a year, 3.3 times as much. It works out at about 1.3 cents a token, cheaper than any token pack.
  • To try it first: one month at $19.99 is the smallest commitment. The $2.99 two-day trial (30 tokens) also works, but it rolls into a paid subscription unless you cancel within two days.
  • Token packs only make sense as a top-up: a monthly subscription buys tokens at the same rate as the 800-token pack, with unlimited chat on top.

The table below counts only the included tokens and ignores the value of unlimited chat, so it overstates the real per-token cost of a subscription.

Option Paid upfront Per month Tokens Per token
Premium Plus, monthly $19.99 $19.99 450 $0.044
Premium Plus, 3 months $44.98 $14.99 1,350 $0.033
Premium Plus, 12 months $71.96 $6.00 5,400 $0.013
Trial, 2 days $2.99 β€” 30 $0.10
Pack, 150 tokens $9.99 β€” 150 $0.067
Pack, 300 tokens $14.99 β€” 300 $0.050
Pack, 800 tokens $34.99 β€” 800 $0.044
Pack, 2,000 tokens $59.99 β€” 2,000 $0.030

Before You Pay

Everything below comes from MyLovely's own pages or its Trustpilot profile on 20 October 2026.

  • Token costs after sign-up: the cost of an image, an HD image, a video or a voice message is behind the login wall, so "450 tokens a month" can't be turned into a number of pictures or clips before you pay.
  • First-period prices: under the plans, the site states that "the price shown is for the first payment period" and that later periods are charged "according to the selected tariff plan". The public pages never give that renewal price, so we cannot confirm that $71.96 is what year two costs.
  • The trial converts: the checkout text reads "{trial price} for {days} days, then {renewal price} every {period}". The $2.99 trial rolls into a paid subscription unless you cancel within two days, and the renewal amount only shows at checkout.
  • A plan the pricing page doesn't sell: the FAQ on the Uncensored AI Chat page says plans start "from $12.99/month for Premium and $19.99/month for Premium Plus", and a video paywall shows "Premium Access, $12.99 / month". The premium page offers only Premium Plus.
  • Countdown and discount labels: a "Special offer, up to 70% off" banner runs a countdown on every page; it showed different times on separate loads the same day. The "Save 70%" on the annual plan is measured against twelve monthly payments ($239.88), and the three larger token packs are shown against struck-through prices of $19.99, $49.99 and $79.99.
  • Free-tier limits: creations are kept for 7 days unless you upgrade, and Premium Plus lists "No watermarks", which implies watermarks on free output. Free tokens come from email verification (5 credits) and a 30-day login streak whose amounts aren't shown.
  • Renewal and cancelling: subscriptions renew automatically for the same term. Cancelling is self-serve under Settings, then Billing; the cancellation screens include two retention offers, 20% and then 40% off, before the final button. Access lasts until the paid term ends, after which "unused credits may expire"; the FAQ adds that unused tokens roll over while a subscription stays active. Deleting your account does not cancel billing, so cancel first.
  • Refunds: EU consumers who haven't started using premium features or credits can withdraw within 14 days for a refund, minus unrecoverable processor costs; you waive that right once you start using premium features. Beyond that, requests within 24 hours with minimal use "may" be considered. Crypto payments are generally non-refundable, and a chargeback can get your access suspended.
  • Catalogue categories: the public catalogue's filter bar listed Milf, Teen, Asian, Blonde, Busty and Dominant. The characters under Teen were labelled 19 to 21, while MyLovely's terms ban sexual content involving anyone "young-looking". One featured "Roleplay 2.0" card, a 19-year-old character, is written around her fear of being raped, which sits badly with the terms' ban on sexual violence. Our method takes one point off the overall score when the publisher itself offers categories like these. Stick to characters that are unambiguously adult.
  • Payment: Visa and Mastercard, crypto (BTC, USDT, ETH) and G2A Pay gift cards. The site promises "no adult transactions in bank statements"; the FAQ says the descriptor depends on the processor.
  • Privacy: the About page promises "end-to-end encryption" and "zero data sharing". The privacy policy describes encryption in transit, data shared with processors (hosting, payments, moderation, analytics), and "limited review of Input/Output by authorized staff or vendors" to improve models, which EU users can opt out of. Logs are kept up to 3 to 5 years after last activity unless you request deletion; account deletion runs 72 hours after you request it.
  • Age checks: an 18+ click-through on first visit. The terms reserve the right to ask for third-party age verification; we saw none on the public pages.
  • Who you pay: PROMPTREPUBLIC S.L., Av. Juan Antonio Samaranch, Madrid, Spain, company number B21965884. Spanish law applies, with Madrid courts as the venue; EU consumers keep their home-country protections. Support is support@mylovely.ai, with replies promised within 24 hours. The domain's registry record shows a registration date of 9 August 2025, and audience claims disagree ("500,000+ satisfied users" on the homepage, "50K+ active users" on the About page).
  • User feedback: MyLovely's claimed Trustpilot profile showed 4.5 out of 5 from 99 reviews. Of the 96 visible, 72 were five-star, 67 carried Trustpilot's label for reviews invited through a link from the company, 91 were posted in April and May 2026, and half were 22 characters or shorter. The complaints that recur are about tokens: too few, hard to earn, gone too fast.

Pros & Cons

What We Like

  • Annual Premium Plus at $71.96, about $6 a month, with token-free chat
  • All plan and token-pack prices are public, in US dollars
  • Self-serve cancellation in account settings
  • EU buyers get a 14-day refund if they haven't used premium features
  • Named Spanish company with a registration number
  • Five art styles, male and trans personas, image-to-video

What Could Be Better

  • "Teen" category and a rape-fear scenario card in the public catalogue
  • Per-action token costs for images, video and voice hidden until sign-up
  • Prices labelled as first-period only; renewal price not shown
  • $2.99 trial rolls into a paid subscription
  • FAQ and video paywall advertise a $12.99 plan the pricing page doesn't sell
  • About page claims end-to-end encryption; the privacy policy describes staff review
  • Trustpilot score built mostly on short reviews invited by the company

Alternatives

If you want voice calls, published per-action prices or a bigger allowance, these are the reviews to read next:

If you want... Consider Why
Voice calls and clear content rules Xotic AI Calls on its Ultimate and Elite plans, realistic and anime styles, and rules that ban minors, "aged-up" characters and roleplaying a minor
A large monthly allowance Secrets AI Premium includes 8,000 Moments a month, at $19.99 a month or $109.99 a year
Per-action prices before you pay DarLink AI 2 tokens an image and 20 a video on every plan, a deep character creator, NSFW from $12.99 a month
Image and video generation first Promptchan Plans from $14.99 a month, with chat, voice and calls; video on the Pro plan

Final Verdict β€” 7.6/10

MyLovely AI is a low-cost way to get a year of token-free chat, with images and image-to-video paid in tokens.

On annual billing, Premium Plus costs $71.96 for the first year, about $6 a month, for unlimited chat, 450 tokens a month, five art styles, male and trans personas and image-to-video. Cancelling happens in settings, EU buyers get a genuine 14-day window if they haven't used anything, and the operator is a named Spanish company.

Go in knowing the limits: what a token buys only shows after sign-up, the prices are labelled first-period, the trial converts to a subscription, and the Trustpilot score rests mostly on short reviews invited by the company. Take the yearly plan if chat is your priority; if you need to know your image count up front, look at the alternatives above.

Who should use MyLovely AI:

  • Users who mainly want unlimited chat and will pay annually
  • People who want to try image-to-video on a small budget
  • EU users who value a clear withdrawal right and self-serve cancellation
  • Users who prefer paying with crypto or gift cards

Who should look elsewhere:

  • Anyone who needs to know how many images or videos a plan buys before paying
  • Users who want live voice calls
  • Users who want a store app (see our best AI girlfriend apps for iPhone)

Frequently Asked Questions

Yes on annual billing, if chat is the main thing you want. On 20 October 2026 Premium Plus cost $71.96 for the first year, about $6 a month, for token-free chat and 450 tokens a month for images and video. Monthly billing costs $19.99. What a token buys in images or video is only shown after sign-up, and the premium page says the prices shown apply to the first payment period.

There is one paid plan, Premium Plus, so the choice is the billing length. The yearly option, $71.96 for the first year (about $6 a month), costs less than four months of monthly billing ($19.99 a month) for the same chat and 450 tokens a month. The $2.99 two-day trial rolls into a paid subscription unless you cancel within two days.

There is a free Starter tier and no card is needed to sign up. It lists base models, access to video creation, saving and sharing images and one character generation. Free creations are stored for 7 days, and the premium page implies chat costs tokens on the free tier, since Premium Plus advertises chat with no token costs. Free tokens come from email verification (5 credits) and daily login rewards.

Prices seen on 20 October 2026, in US dollars: Premium Plus costs $19.99 a month, $44.98 every 3 months or $71.96 a year. A two-day trial costs $2.99 and includes 30 tokens. Token packs cost $9.99 for 150, $14.99 for 300, $34.99 for 800 and $59.99 for 2,000. The site's own FAQ also mentions a $12.99 Premium plan that the pricing page does not sell.

Sometimes. The terms give EU consumers a refund within 14 days if they have not started using premium features or credits. Otherwise refunds are not guaranteed: MyLovely may consider requests made within 24 hours of purchase with minimal use. Crypto payments are generally non-refundable, and a chargeback can get your access suspended.

From Settings, then Billing, before the renewal date. Access continues until the end of the paid period. Deleting your account does not cancel billing, the site warns, so cancel the subscription first. The two-day trial rolls into a paid subscription unless you cancel it.

Not in the app stores, as far as we found. MyLovely runs in a mobile browser, and its FAQ says no downloads are needed.

PROMPTREPUBLIC S.L., a Spanish limited company registered under number B21965884 with its office in Madrid. The terms fall under Spanish law, with Madrid courts as the venue, although EU consumers keep the protections of their own country.